As my client, your wants and needs come first and I work for YOU! Your goal is my goal, your time is my time, lets succeed together!
I have a transparent, open door policy with my clients and am readily available via phone, text, or email. If you have any questions throughout the process, I answer them quickly and fully. My commitment to my clients is to provide only the best & most timely information, the highest quality of service, and to be accessible at all times. I have a lot of HEART and even more HUSTLE and will work hard for you until you are completely HAPPY! My passion is guiding my clients through the complex world of real estate. My pledge is to be a trusted resource for all of my clients helping them with every aspect of buying or selling a home. I am goal oriented, super personable, and I believe in putting 100% effort IN to get 100% results OUT!
Your income and monthly debts need to be evaluated and reviewed. To do so, an application should be filled out and you would provide documents such as: recent pay stubs, w-2, and bank statements. Additionally, your income, assets, and monthly debts are reviewed. When combined, the factors above would give us an income to debt ratio and would be used to create your approval for the amount you can afford.
Among other things, the primarily factors are taxes, insurance, down payment, the price of the home, and your private mortgage insurance.
Available programs that would help cover your down payment are USDA, VA, Heroes Programs, as well as TSAHC.
Typically, you would need a minimum of 3.5% for FHA/ Government Programs and as little as 3% down for conventional mortgage options.
Aside from earnest money and your down payment, you should anticipate the cost of an appraisal, inspection, and closing costs.
Educate buyers on different mortgage options that best fits their needs!
Collaborate with all vital parties to ensure a smooth and stress free transaction!
I'll put my expert negotiating skills to work for you and save you thousands!
I intimately understand the stress and anxiety associated with buying a home and do my best to understand your needs!
Finding the right home can often be challenging, I work tirelessly until you and your family find the home of your dreams.
I keep clients informed throughout the real estate process and personally attend each home inspection and all walk-throughs!
I look forward to hearing from you!